Great American Insurance Group Workers' Compensation Insurance

Great American Insurance Company was established in 1872 as the German American Insurance Company in New York City, issuing its first policy that March for a rubber-comb factory. The company later relocated its headquarters and today is based in Cincinnati, Ohio, with its member companies operating as subsidiaries of American Financial Group, Inc. (AFG), a publicly traded holding company on the New York Stock Exchange. On December 11, 2025, AM Best affirmed a Financial Strength Rating of A+ (Superior) for Great American Insurance Company, the group's lead company, reflecting its long operating history and diversified specialty book.

Great American Insurance Group operates through a collection of specialty underwriting divisions rather than a single monolithic commercial-lines operation, and workers' compensation is offered through dedicated program units within the group rather than as a single, undifferentiated product line. This structure allows appetite and underwriting expertise to be tailored by industry, which can matter for employers in more specialized or higher-hazard trades.

Great American's workers' compensation programs are distributed through independent agents rather than sold directly to the public. A business can access Great American's specialty workers' compensation options alongside other carriers through a licensed agency as part of one comparison process, which is particularly useful when a business's industry calls for a program with dedicated underwriting expertise. As with other specialty insurers, the specific Great American division underwriting an account depends on the employer's industry and operations, and an experienced agency can help route an application to the program best suited to it.