Class code lookup

Workers' Comp Class Codes

Search by code number or by what your business actually does. Class codes describe the work your employees perform and drive how your payroll is rated.

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Not sure of your class code? Search by what your business does.

A workers' compensation class code is a number that describes the kind of work your employees do. Carriers apply rates to your payroll by code, so getting the classification right affects both your quote and your year-end audit. Browse the groups below or search the lookup above.

Clerical, Professional & Sales

Office, professional, and outside-sales classifications for businesses whose employees work primarily at a desk, in a professional practice, or traveling to make sales calls. These are generally lower-hazard classes built around desk work, client meetings, and light travel rather than physical labor.

Retail

Classifications for retail stores selling merchandise directly to consumers, from general and department stores to grocery, apparel, hardware, and building-material dealers. The right code depends on what the store actually sells and whether staff work the counter, the stockroom, or an outdoor yard.

Auto Services

Classifications for automobile dealerships, repair garages, and body shops, covering everything from general mechanical service to collision repair. These classes reflect the lifts, tools, and shop equipment involved in servicing vehicles.

Restaurants & Hospitality

Classifications for restaurants, bars, hotels, clubs, and bakeries, covering kitchen, front-of-house, and hospitality staff. Coverage varies by service model — full-service dining, fast food, bar/nightclub, and hotel departments are each treated somewhat differently.

Personal Services & Property

Classifications for personal-service businesses and property-related operations, including salons, laundries, funeral homes, property management, landscaping, and broadcast or telecom field work. It's a wide-ranging group united by service delivered directly to consumers or to managed properties.

Contractors

Construction trade classifications for contractors with employees on payroll, spanning electrical, plumbing, HVAC, carpentry, concrete, masonry, and specialty installation trades. Our agency writes this group for contractors with W-2 employees; owner-only certificate policies are not offered.

Light Manufacturing, Warehouse & Drivers

Classifications for light manufacturing, warehousing, and commercial driving operations, covering machine shops, cabinet and electronics manufacturing, printing, cold storage, and general warehouse and driver staff.

Not sure which class code applies?

A licensed agent will confirm the classification for your state and your actual operations before anything is quoted.