Light Manufacturing, Warehouse & Drivers
Class Code 2812: Cabinet Works—With Power Machinery — Workers' Comp Insurance
Covers cabinet manufacturing shops that use power machinery such as saws, planers, and sanders to produce cabinets and wood products. It reflects the equipment-heavy nature of a production woodshop, as distinct from on-site cabinet installation.
- Risk level:
- elevated
What code 2812 covers
Class 2812 applies to cabinet manufacturing operations using power machinery to cut, shape, and finish wood cabinet components, covering shop employees operating table saws, planers, routers, sanders, and similar woodworking equipment, along with assembly and finishing staff. The classification reflects the equipment exposure typical of a production woodshop — blade and machinery contact, dust exposure, and repetitive material handling — which is meaningfully different from the on-site installation work performed by a finish carpentry contractor. This code applies to the shop/manufacturing side of cabinet production; contractors who then install the finished cabinets at a customer's job site are typically evaluated under a separate installation classification for that portion of the work. Shops producing other wood products beyond cabinets using similar power machinery may also fit this classification depending on the specific operations.
Included operations
- Power saw, planer, and router operation for wood cutting and shaping
- Cabinet assembly and finishing work
- Sanding and surface preparation using powered equipment
- Shop material handling and staging
Assigned elsewhere
- On-site cabinet installation performed at a customer's building — see code 5437 (Carpentry—Installation of Cabinet Work or Interior Trim)
- General carpentry and framing performed at a job site — see code 5403
- Furniture retail sales — see code 8044
- Sawmill or raw lumber milling operations, evaluated under the applicable classification
Businesses that typically carry 2812
- Custom cabinet manufacturing shops
- Millwork production shops
- Wood product manufacturers using power machinery
- Small and mid-size production shops
- Contract manufacturers serving other businesses
- Regional production and distribution facilities
Common misclassifications
Code 5437
Cabinet shops that also install their own products on-site sometimes leave installation crews under the shop manufacturing code instead of splitting out the different on-site installation exposure.
Code 3632
Cabinet shops that also do metal hardware fabrication or machining alongside woodworking can blend two distinct manufacturing classifications if that scope isn't tracked separately.
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What drives the cost of code 2812
- Total annual payroll for employees assigned to this classification
- Experience modification factor based on claims history
- State-specific base rates and loss costs filed for this class code
- Claims frequency and severity trends for the business
- Safety programs, training, and workplace controls in place
- Payroll mix across multiple classifications at the same location
What underwriters look for
- Machinery and equipment used, including guarding and lockout/tagout procedures
- Shift patterns, overtime, and production volume
- Prior claims history, especially repetitive-motion and machine-related injuries
- Safety program documentation and OSHA history
State differences
This entry uses standard NCCI class code phraseology, which applies in most NCCI-governed states. Pennsylvania (PCRB), Delaware (DCRB), California (WCIRB), New Jersey (NJCRIB), Michigan, New York (NYCIRB), and Massachusetts maintain their own classification manuals, and code numbers or phraseology can differ there. Our agency confirms the correct classification for your state before quoting.
Quote class code 2812.
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Class code 2812 questions
Does this code cover installing the cabinets we make?
No, on-site installation at a customer's building is typically evaluated under a separate installation classification (5437).
What kind of equipment factors into this classification?
Power saws, planers, routers, and sanders used in cabinet production are the core equipment exposure reflected in this code.
Does this cover assembly and finishing work too?
Yes, assembly and finishing performed in the shop are included along with the cutting and shaping work.
What if our shop makes other wood products besides cabinets?
Similar wood product manufacturing using comparable power machinery may also fit this classification; we review the specific operations to confirm.
Last reviewed · Reviewed by Provident Financial Group licensed agents