Light Manufacturing, Warehouse & Drivers
Class Code 8292: Storage Warehouse NOC — Workers' Comp Insurance
Covers general dry-goods storage warehouses, including receiving, storage, and order-fulfillment staff, when no more specific warehousing classification applies. It's the standard classification for a typical distribution or storage warehouse.
- Risk level:
- moderate
What code 8292 covers
Class 8292 applies to general storage warehouses that receive, store, and distribute goods, covering staff who operate forklifts and material-handling equipment, pick and pack orders, and load and unload delivery trucks. This is an NOC classification covering warehousing broadly; certain specific storage operations, such as cold storage warehousing, have their own dedicated classification given the different environment and equipment involved. The work centers on material handling — lifting, palletizing, and operating powered equipment such as forklifts and pallet jacks — which is a leading source of both strain injuries and equipment-related incidents in warehouse operations. Businesses combining warehousing with a retail storefront or a wholesale sales counter may need payroll evaluated across this code and the applicable retail or wholesale classification.
Included operations
- Receiving, storing, and organizing warehouse inventory
- Forklift and pallet jack operation
- Order picking, packing, and staging for shipment
- Loading and unloading delivery trucks
Assigned elsewhere
- Cold storage or refrigerated warehousing — see code 8291 (Warehousing—Cold Storage)
- Wholesale store sales operations with an active sales counter — see code 8018
- Manufacturing or production activities performed at the same facility, evaluated under the applicable manufacturing classification
- Trucking operations run as a distinct transportation business — see code 7380
Businesses that typically carry 8292
- Distribution and logistics warehouses
- General storage and fulfillment centers
- Third-party logistics (3PL) warehouse operators
- Small and mid-size production shops
- Contract manufacturers serving other businesses
- Regional production and distribution facilities
Common misclassifications
Code 8291
Facilities operating both dry storage and a cold storage section sometimes leave all staff under the general warehouse code instead of splitting out the refrigerated portion.
Code 8018
Warehouse operations with an active wholesale sales function are sometimes coded purely as warehousing without accounting for the sales counter exposure.
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What drives the cost of code 8292
- Total annual payroll for employees in this classification
- Experience modification factor based on claims history
- State-specific base rates and loss costs filed for this class code
- Fleet size, vehicle types, and delivery or service radius
- Motor vehicle records and driver safety training
- Claims frequency and severity trends for the business
What underwriters look for
- Types of material handled and equipment used, such as forklifts, pallet jacks, or conveyors
- Driving radius, vehicle types, and DOT/CDL requirements where applicable
- Prior claims history, especially lifting and vehicle-related injuries
- Safety program documentation and motor vehicle record (MVR) review process
State differences
This entry uses standard NCCI class code phraseology, which applies in most NCCI-governed states. Pennsylvania (PCRB), Delaware (DCRB), California (WCIRB), New Jersey (NJCRIB), Michigan, New York (NYCIRB), and Massachusetts maintain their own classification manuals, and code numbers or phraseology can differ there. Our agency confirms the correct classification for your state before quoting.
Where code 8292 fits
Quote class code 8292.
One application goes out to every carrier we can access for your class of business. You get a ranked comparison you can review and purchase online — with a licensed agent available whenever you want one.
Mon–Fri, 8:00am–6:00pm ET · Independent agency licensed in 23 states
Class code 8292 questions
Does this code cover our forklift operators?
Yes, forklift and pallet jack operation is a core part of this classification.
What if part of our warehouse is refrigerated?
A refrigerated or cold storage section may need to be evaluated separately under the cold storage classification (8291).
Does this cover order picking and packing for shipment?
Yes, picking, packing, and staging orders for shipment are included in this classification.
Is this the same code used for a wholesale store with a sales counter?
Not exactly — a warehouse with an active wholesale sales function may need that portion evaluated under the wholesale store classification instead.
Last reviewed · Reviewed by Provident Financial Group licensed agents