Light Manufacturing, Warehouse & Drivers
Class Code 7380: Drivers, Chauffeurs, Messengers, and Their Helpers NOC—Commercial — Workers' Comp Insurance
Covers commercial drivers, chauffeurs, messengers, and their helpers who transport goods or people for a business, when no more specific driver classification applies. It's a broad, frequently used classification for a company's own delivery and transportation staff.
- Risk level:
- elevated
What code 7380 covers
Class 7380 applies to drivers, chauffeurs, messengers, and helper staff employed to transport goods or people as part of a business's operations, covering the driving itself along with loading, unloading, and related helper duties. This is an NOC classification, so it applies broadly across industries whenever a business has drivers whose classification isn't already covered under a more specific code tied to a particular trade, such as a building material dealer's yard drivers or a bakery's route drivers. The exposure reflected in this code includes vehicle-related risk along with the physical demands of loading and unloading cargo, which is why it carries an elevated risk profile relative to most office and light retail classifications. Businesses with drivers already captured under a more specific classification, such as a contractor's drivers included within their trade code, generally don't need this separate code layered on top for the same employees.
Included operations
- Commercial driving of company vehicles to transport goods
- Messenger and courier delivery services
- Loading and unloading duties performed by drivers and helpers
- Helper staff assisting with delivery routes
Assigned elsewhere
- Drivers already included within a more specific trade classification, such as a contractor's own drivers coded within their trade code
- LP gas delivery drivers — see code 8350 (Gas Dealer—Liquefied Petroleum Gas & Drivers)
- Bakery route drivers — see code 2003 (Bakery & Drivers, Route Supervisors)
- Passenger transportation services such as taxi or limousine operations, evaluated under the applicable specialized classification
Businesses that typically carry 7380
- General delivery and courier companies
- Businesses with an in-house delivery fleet not covered by a more specific code
- Messenger and same-day delivery services
- Small and mid-size production shops
- Contract manufacturers serving other businesses
- Regional production and distribution facilities
Common misclassifications
Code 8350
Drivers delivering a specific product like LP gas have their own dedicated classification rather than the general driver NOC code, given the added handling hazard.
Code 9014
General delivery drivers who also perform light cleanup or drop-off duties can blend two distinct classifications if that scope isn't tracked.
Compare up to 10 carriers in minutes.
One application goes out to every carrier we can access for your class of business. You get a ranked comparison you can review and purchase online — with a licensed agent available whenever you want one.
Mon–Fri, 8:00am–6:00pm ET · Independent agency licensed in 23 states
What drives the cost of code 7380
- Total annual payroll for employees in this classification
- Experience modification factor based on claims history
- State-specific base rates and loss costs filed for this class code
- Fleet size, vehicle types, and delivery or service radius
- Motor vehicle records and driver safety training
- Claims frequency and severity trends for the business
What underwriters look for
- Types of material handled and equipment used, such as forklifts, pallet jacks, or conveyors
- Driving radius, vehicle types, and DOT/CDL requirements where applicable
- Prior claims history, especially lifting and vehicle-related injuries
- Safety program documentation and motor vehicle record (MVR) review process
State differences
This entry uses standard NCCI class code phraseology, which applies in most NCCI-governed states. Pennsylvania (PCRB), Delaware (DCRB), California (WCIRB), New Jersey (NJCRIB), Michigan, New York (NYCIRB), and Massachusetts maintain their own classification manuals, and code numbers or phraseology can differ there. Our agency confirms the correct classification for your state before quoting.
Quote class code 7380.
One application goes out to every carrier we can access for your class of business. You get a ranked comparison you can review and purchase online — with a licensed agent available whenever you want one.
Mon–Fri, 8:00am–6:00pm ET · Independent agency licensed in 23 states
Class code 7380 questions
When does this code apply instead of a trade-specific driver classification?
It applies when a business's drivers aren't already covered by a more specific classification tied to their industry, such as a bakery's route drivers or an LP gas dealer's delivery drivers.
Does this code include loading and unloading duties?
Yes, loading and unloading cargo as part of the delivery job is included along with the driving itself.
Does this cover messenger and courier services?
Yes, messengers and couriers delivering documents or goods are covered under this same classification.
What information do underwriters typically want for this class?
Fleet size, vehicle types, delivery radius, and driver safety records (motor vehicle records) are standard underwriting considerations for this classification.
Last reviewed · Reviewed by Provident Financial Group licensed agents