Requirements by state
Workers' Comp Insurance Requirements by State
We're licensed in 23 states. Each state sets its own rules for who must carry workers' compensation coverage, how owners and officers are treated, and what happens if a business goes without it.
Workers' compensation is regulated state by state. Some states require coverage from the first employee, others set an employee-count threshold, and a few handle coverage through a state fund. Pick your state below to see who must carry coverage, the penalties for going without it, and how coverage is bought there.
- NJNew Jersey
- NYNew York
- CTConnecticut
- VTVermont
- OHOhio
- MIMichigan
- VAVirginia
- PAPennsylvania
- DEDelaware
- MDMaryland
- NCNorth Carolina
- SCSouth Carolina
- GAGeorgia
- FLFlorida
- TXTexas
- KYKentucky
- KSKansas
- CACalifornia
- INIndiana
- AZArizona
- DCDistrict of Columbia
- MAMassachusetts
- NVNevada
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