Light Manufacturing, Warehouse & Drivers
Class Code 4299: Printing — Workers' Comp Insurance
Covers commercial printing operations producing printed materials using presses and related equipment, including prepress, press operation, and bindery/finishing work. It's the standard classification for a typical commercial print shop.
- Risk level:
- moderate
What code 4299 covers
Class 4299 applies to commercial printing businesses, covering prepress and design staff, press operators running printing equipment, and bindery and finishing staff who cut, fold, bind, and package printed materials. The work spans a range of physical demands, from precision press operation and equipment maintenance to material handling of paper stock and finished product in the bindery area. This classification covers common commercial printing processes broadly, including offset and digital printing methods, along with the standard finishing operations that typically accompany a print shop. Businesses performing large-format signage production or screen printing as their primary business line may be evaluated under specific classification language depending on the equipment and processes involved.
Included operations
- Prepress and print file preparation
- Offset and digital press operation
- Bindery work, including cutting, folding, and binding
- Packaging and shipping of finished printed materials
Assigned elsewhere
- Newspaper or periodical publishing operations with a distinct editorial staff structure, evaluated under the applicable classification
- Large-format sign manufacturing performed as a primary business line, evaluated under the applicable classification
- Screen printing on apparel or promotional products performed as a distinct business line, evaluated under the applicable classification
- Paper or cardboard box manufacturing, evaluated under the applicable manufacturing classification
Businesses that typically carry 4299
- Commercial print shops
- Digital and offset printing companies
- Print and bindery/finishing services
- Small and mid-size production shops
- Contract manufacturers serving other businesses
- Regional production and distribution facilities
Common misclassifications
Code 2812
Print shops that also do custom fabrication of displays or wood/cabinet-style fixtures can blend printing work with an unrelated manufacturing classification.
Code 2501
Print shops working closely with apparel decorators or producing garment-adjacent promotional materials can blend printing work with clothing manufacturing exposure if operations expand into that space.
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What drives the cost of code 4299
- Total annual payroll for employees assigned to this classification
- Experience modification factor based on claims history
- State-specific base rates and loss costs filed for this class code
- Claims frequency and severity trends for the business
- Safety programs, training, and workplace controls in place
- Payroll mix across multiple classifications at the same location
What underwriters look for
- Machinery and equipment used, including guarding and lockout/tagout procedures
- Shift patterns, overtime, and production volume
- Prior claims history, especially repetitive-motion and machine-related injuries
- Safety program documentation and OSHA history
State differences
This entry uses standard NCCI class code phraseology, which applies in most NCCI-governed states. Pennsylvania (PCRB), Delaware (DCRB), California (WCIRB), New Jersey (NJCRIB), Michigan, New York (NYCIRB), and Massachusetts maintain their own classification manuals, and code numbers or phraseology can differ there. Our agency confirms the correct classification for your state before quoting.
Quote class code 4299.
One application goes out to every carrier we can access for your class of business. You get a ranked comparison you can review and purchase online — with a licensed agent available whenever you want one.
Mon–Fri, 8:00am–6:00pm ET · Independent agency licensed in 23 states
Class code 4299 questions
Does this code cover both offset and digital printing?
Yes, 4299 covers common commercial printing processes broadly, including offset and digital methods.
What about bindery and finishing work like cutting and binding?
Yes, bindery and finishing operations are included as part of this classification.
Does this cover screen printing on t-shirts or promotional products?
Screen printing as a primary business line may be evaluated under different classification language depending on the specific processes and equipment used.
Is prepress and design staff included?
Yes, prepress and print file preparation staff are part of this classification.
Last reviewed · Reviewed by Provident Financial Group licensed agents