Light Manufacturing, Warehouse & Drivers
Class Code 3681: Television, Radio, Telephone, or Telecommunication Device Manufacturing NOC — Workers' Comp Insurance
Covers manufacturers producing television, radio, telephone, and telecommunication devices, including assembly and testing of consumer and commercial electronics. It's a relatively lower-hazard manufacturing classification given the precision, bench-based nature of electronics assembly.
- Risk level:
- low
What code 3681 covers
Class 3681 applies to manufacturers producing television, radio, telephone, and telecommunication devices, covering assembly line and bench technicians who build, solder, and test electronic circuits and finished devices. The work is precision- and detail-oriented, involving small components, soldering, and electronic testing equipment rather than heavy machinery or material handling, which keeps this classification on the lower end of the manufacturing risk spectrum relative to metalworking or heavy equipment production. This is an NOC classification covering electronics manufacturing broadly for these device types; other specific electrical apparatus not falling into this category may be evaluated under a different, related manufacturing classification. Manufacturers who also perform significant plastic injection molding or metal fabrication for device housings on-site may need those specific processes reviewed as part of underwriting.
Included operations
- Circuit board assembly and soldering
- Electronic device assembly and wiring
- Testing and quality control of finished electronic devices
- Packaging and shipping of manufactured electronics
Assigned elsewhere
- General electrical apparatus manufacturing not specific to these device types — see code 3179
- Telecommunications field service and installation — see code 7600
- Machine shop metalworking for device housings performed at scale, evaluated under the applicable classification — see code 3632
- Broadcasting station operations — see code 7610
Businesses that typically carry 3681
- Consumer electronics manufacturers
- Telecommunications device manufacturers
- Circuit board assembly plants
- Small and mid-size production shops
- Contract manufacturers serving other businesses
- Regional production and distribution facilities
Common misclassifications
Code 3179
Electronics device manufacturing and general electrical apparatus manufacturing can be confused, though more specific device types have their own dedicated classification.
Code 3632
Electronics manufacturers doing their own metal chassis or enclosure machining can blend general machine shop exposure into the device manufacturing classification.
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What drives the cost of code 3681
- Total annual payroll for employees assigned to this classification
- Experience modification factor based on claims history
- State-specific base rates and loss costs filed for this class code
- Claims frequency and severity trends for the business
- Safety programs, training, and workplace controls in place
- Payroll mix across multiple classifications at the same location
What underwriters look for
- Machinery and equipment used, including guarding and lockout/tagout procedures
- Shift patterns, overtime, and production volume
- Prior claims history, especially repetitive-motion and machine-related injuries
- Safety program documentation and OSHA history
State differences
This entry uses standard NCCI class code phraseology, which applies in most NCCI-governed states. Pennsylvania (PCRB), Delaware (DCRB), California (WCIRB), New Jersey (NJCRIB), Michigan, New York (NYCIRB), and Massachusetts maintain their own classification manuals, and code numbers or phraseology can differ there. Our agency confirms the correct classification for your state before quoting.
Quote class code 3681.
One application goes out to every carrier we can access for your class of business. You get a ranked comparison you can review and purchase online — with a licensed agent available whenever you want one.
Mon–Fri, 8:00am–6:00pm ET · Independent agency licensed in 23 states
Class code 3681 questions
Does this code cover circuit board assembly?
Yes, circuit board assembly and soldering is a core part of this classification.
Is this a lower-risk manufacturing classification?
Relatively, yes — the precision, bench-based nature of electronics assembly generally carries less physical hazard than heavy metalworking or machinery production.
Does this cover field installation of telecommunications equipment?
No, field service and installation work is evaluated under a separate classification (7600) distinct from manufacturing the devices themselves.
What if we also do metal fabrication for device housings at scale?
That specific process may need to be reviewed separately depending on the scope of the fabrication work involved.
Last reviewed · Reviewed by Provident Financial Group licensed agents