Healthcare & Social Services
Class Code 8842: Group Homes—All Employees & Salespersons, Drivers — Workers' Comp Insurance
Covers group homes providing residential care and supervision for individuals with disabilities, behavioral health needs, or similar support needs, including direct-care staff and any drivers who transport residents. It's built around the hands-on supervision and personal-care duties of residential group care.
- Risk level:
- moderate
What code 8842 covers
Class 8842 applies to group homes offering residential living and personal-care support, covering direct-care staff who supervise, assist, and provide daily living support to residents, along with drivers who transport residents to appointments or activities. The work involves close physical interaction with residents, including personal-care assistance and, depending on the population served, behavioral support during difficult situations. Group homes serve a range of populations — individuals with intellectual or developmental disabilities, behavioral health needs, or similar support requirements — and the specific population served is an important underwriting factor even though the classification itself is broad. Administrative and clerical staff working at a central office rather than the residence may be evaluated under a separate clerical classification depending on their duties.
Included operations
- Direct-care and residential supervision staff
- Personal-care and daily-living assistance for residents
- Transportation of residents to appointments or activities
- Behavioral support and safety supervision as part of daily care
Assigned elsewhere
- Skilled nursing-level care — see code 8829
- Hospital-employed clinical staff — see code 8833
- Central-office clerical and administrative staff performing no direct-care duties, evaluated under the applicable clerical classification
- Foster care case management performed without residential direct-care duties, evaluated under the applicable social-services classification
Businesses that typically carry 8842
- Group homes for individuals with developmental disabilities
- Behavioral health residential facilities
- Transitional and supportive housing programs with on-site staff
- Residential care programs for at-risk youth
- Outpatient and multi-specialty clinics
- Faith-based and community service organizations
- County and municipal social service agencies
- Multi-site healthcare and care organizations
Common misclassifications
Code 8864
Social services organizations that run both case-management programs and residential group homes sometimes code all staff the same instead of splitting by direct-care duties.
Code 8829
Group homes and nursing homes both involve resident care, but the level of clinical care and population served differ and call for different codes.
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What drives the cost of code 8842
- Total annual payroll for employees assigned to this classification
- Experience modification factor based on claims history
- State-specific base rates and loss costs filed for this class code
- Claims frequency and severity trends for the business
- Safety programs, training, and workplace controls in place
- Payroll mix across multiple classifications at the same location
What underwriters look for
- Types of patients, residents, or clients served and the level of care provided
- Staffing ratios and use of lift equipment or safe patient-handling protocols
- Prior claims history, especially strain, sprain, and needlestick injuries
- Licensing, accreditation, and staff credentials
Eligibility
State differences
This entry uses standard NCCI class code phraseology, which applies in most NCCI-governed states. Pennsylvania (PCRB), Delaware (DCRB), California (WCIRB), New Jersey (NJCRIB), Michigan, New York (NYCIRB), and Massachusetts maintain their own classification manuals, and code numbers or phraseology can differ there. Our agency confirms the correct classification for your state before quoting.
Where code 8842 fits
Quote class code 8842.
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Class code 8842 questions
Does this code cover staff who transport residents to appointments?
Yes, drivers who transport residents as part of the program are included in this classification.
Does the population served change the classification?
The code itself is broad, but the specific population served is an important factor underwriters review closely.
What about office staff who don't work at the residence?
Central-office administrative staff performing no direct-care duties may be evaluated under a separate clerical classification.
Is this the same code used for nursing homes?
No, nursing homes providing skilled nursing-level care fall under a different classification (8829).
Last reviewed · Reviewed by Provident Financial Group licensed agents