Healthcare & Social Services
Class Code 8835: Home, Public, and Traveling Healthcare—All Employees — Workers' Comp Insurance
Covers home health agencies whose nurses, aides, and therapists travel to patients' homes to provide care, rather than treating patients at a fixed clinical facility. It's built around the driving and in-home care exposure that defines this type of service.
- Risk level:
- moderate
What code 8835 covers
Class 8835 applies to agencies providing skilled nursing, therapy, and personal-care services in patients' homes or other non-institutional settings, covering nurses, home health aides, therapists, and the drivers or staff who support them. Because care is delivered at a different location for nearly every visit, the classification contemplates regular travel between client homes as part of the normal job, along with the physical demands of patient handling, transfers, and personal care in an uncontrolled home environment. This code is distinct from facility-based care such as nursing homes or hospitals, where the exposure is tied to a fixed location rather than travel between many different homes. Agencies offering both home-based and facility-based services typically need payroll split between this code and the applicable facility classification.
Included operations
- Skilled nursing visits in patients' homes
- Home health aide and personal-care services
- Physical, occupational, or speech therapy delivered in-home
- Travel between client homes as part of the normal workday
Assigned elsewhere
- Nursing home and skilled nursing facility staff — see code 8829
- Hospital-employed clinical staff — see code 8833
- Clerical/administrative staff working from the agency office — evaluated under the applicable clerical classification
- Non-medical companion or homemaker services offered as a separate business line
Businesses that typically carry 8835
- Home health care agencies
- Home nursing services
- In-home physical and occupational therapy providers
- Hospice organizations providing in-home care
- Outpatient and multi-specialty clinics
- Faith-based and community service organizations
- County and municipal social service agencies
- Multi-site healthcare and care organizations
Common misclassifications
Code 8829
Agencies that operate both a facility and a home-care division sometimes leave all staff under one code instead of splitting by location of care.
Code 7380
Drivers who exclusively transport patients or supplies, rather than deliver hands-on care, may need a different driver-specific classification.
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What drives the cost of code 8835
- Total annual payroll for employees assigned to this classification
- Experience modification factor based on claims history
- State-specific base rates and loss costs filed for this class code
- Claims frequency and severity trends for the business
- Safety programs, training, and workplace controls in place
- Payroll mix across multiple classifications at the same location
What underwriters look for
- Types of patients, residents, or clients served and the level of care provided
- Staffing ratios and use of lift equipment or safe patient-handling protocols
- Prior claims history, especially strain, sprain, and needlestick injuries
- Licensing, accreditation, and staff credentials
Eligibility
State differences
This entry uses standard NCCI class code phraseology, which applies in most NCCI-governed states. Pennsylvania (PCRB), Delaware (DCRB), California (WCIRB), New Jersey (NJCRIB), Michigan, New York (NYCIRB), and Massachusetts maintain their own classification manuals, and code numbers or phraseology can differ there. Our agency confirms the correct classification for your state before quoting.
Where code 8835 fits
Quote class code 8835.
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Mon–Fri, 8:00am–6:00pm ET · Independent agency licensed in 23 states
Class code 8835 questions
Does this code cover the driving between patient visits?
Yes, regular travel between client homes is part of the exposure this classification is built around.
What if our agency also runs an assisted living facility?
Facility-based care is a different classification (8829); agencies with both service types typically split payroll accordingly.
Does 8835 cover therapy services delivered in the home?
Yes, physical, occupational, and speech therapy delivered in a patient's home fall under this classification.
What about office staff who schedule visits but don't go to patients' homes?
Office-based scheduling and administrative staff are typically evaluated under a separate clerical classification.
Last reviewed · Reviewed by Provident Financial Group licensed agents