Healthcare & Social Services
Class Code 8832: Physician & Clerical — Workers' Comp Insurance
Covers physicians and the clerical staff who support a medical practice, such as receptionists and billing staff, in an outpatient office setting. It is one of the standard classifications used for private medical practices.
- Risk level:
- low
What code 8832 covers
Class 8832 applies to physicians and their clerical support staff working in an outpatient office, including front-desk, billing, and administrative employees. The code contemplates typical outpatient exam-room activity, not surgical or hospital-level procedures, which fall under different classifications depending on the setting and specialty. Practices with nurses, medical assistants, or techs performing clinical duties beyond clerical support generally need that clinical staff evaluated under a more specific healthcare classification rather than folded into the physician/clerical code. As practices grow into multi-provider clinics or add ancillary services like imaging or lab work, those additional service lines are often evaluated separately.
Included operations
- Physician examination and outpatient treatment duties
- Front-desk reception, scheduling, and check-in
- Medical billing and insurance coding staff
- General administrative support for the practice
Assigned elsewhere
- Hospital-based professional staff — see code 8833 (Hospital—Professional Employees)
- Nursing home and skilled nursing staff — see code 8829 (Nursing or Convalescent Home)
- Clinical nursing and medical assistant duties beyond clerical support, evaluated under the applicable clinical classification
- Veterinary practice staff — see code 8831 (Hospital—Veterinary & Drivers)
Businesses that typically carry 8832
- Private physician practices
- Family medicine and internal medicine offices
- Specialist outpatient clinics
- Small multi-provider medical groups
- Outpatient and multi-specialty clinics
- Faith-based and community service organizations
- County and municipal social service agencies
- Multi-site healthcare and care organizations
Common misclassifications
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What drives the cost of code 8832
- Total annual payroll for employees assigned to this classification
- Experience modification factor based on claims history
- State-specific base rates and loss costs filed for this class code
- Claims frequency and severity trends for the business
- Safety programs, training, and workplace controls in place
- Payroll mix across multiple classifications at the same location
What underwriters look for
- Types of patients, residents, or clients served and the level of care provided
- Staffing ratios and use of lift equipment or safe patient-handling protocols
- Prior claims history, especially strain, sprain, and needlestick injuries
- Licensing, accreditation, and staff credentials
State differences
This entry uses standard NCCI class code phraseology, which applies in most NCCI-governed states. Pennsylvania (PCRB), Delaware (DCRB), California (WCIRB), New Jersey (NJCRIB), Michigan, New York (NYCIRB), and Massachusetts maintain their own classification manuals, and code numbers or phraseology can differ there. Our agency confirms the correct classification for your state before quoting.
Where code 8832 fits
Quote class code 8832.
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Class code 8832 questions
Does 8832 cover nurses and medical assistants in the practice?
It's built around the physicians and clerical/administrative staff; clinical staff performing hands-on care are typically evaluated under a more specific classification.
How is this different from the hospital code?
8833 applies to hospital-employed professional staff, while 8832 is for a private outpatient physician office.
What if the practice does minor in-office procedures?
Typical outpatient procedures performed in an exam-room setting are contemplated by this class; more invasive or surgical settings may need separate evaluation.
Does this code apply to specialist practices, not just primary care?
Yes, it's used broadly across outpatient physician practices regardless of specialty, subject to underwriting review of the specific services offered.
Last reviewed · Reviewed by Provident Financial Group licensed agents