Retail
Class Code 8235: Sash, Door, or Assembled Millwork—Dealer & Drivers — Workers' Comp Insurance
Covers dealers selling pre-assembled doors, window sash, and millwork products, including showroom, warehouse, and delivery staff. It's a specialty building-products classification distinct from a general building material dealer.
- Risk level:
- moderate
What code 8235 covers
Class 8235 applies to businesses selling assembled millwork products such as doors, window sash, trim, and similar finished building components, covering showroom sales staff, warehouse employees handling the finished product, and delivery drivers who transport orders to contractors and job sites. Because the products are pre-assembled rather than raw lumber, the handling exposure differs somewhat from a general lumber yard, though moving large doors and millwork pieces still involves meaningful lifting and material handling. This classification is distinct from a millwork manufacturer that actually produces the doors and trim, which would fall under a manufacturing classification instead of a dealer/distribution code. Dealers who also sell general building materials alongside millwork products may need payroll evaluated across more than one classification.
Included operations
- Showroom and counter sales of doors, sash, and millwork
- Warehouse handling and staging of finished millwork products
- Delivery to contractors and job sites
- Order fulfillment for contractor and retail accounts
Assigned elsewhere
- Millwork manufacturing or fabrication, evaluated under the applicable manufacturing classification
- General building material dealer yard operations for lumber and bulk supplies — see code 8232
- Door and window installation performed by contractors at job sites — see code 5102 (Door and Window Installation—All Types—Residential and Commercial)
- General hardware store sales — see code 8010
Businesses that typically carry 8235
- Door and millwork distributors
- Window and sash dealers
- Specialty building products distributors
- Independent, owner-operated retail locations
- Regional and multi-location retail chains
- Strip-mall and shopping-center storefronts
- Franchise retail locations
Common misclassifications
Code 8232
Millwork dealers are sometimes coded the same as a general building material dealer, even though the specific product handling and code differ.
Code 5102
A millwork dealer that also installs the doors and windows it sells blends dealer exposure with contractor installation exposure that needs separate coding.
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What drives the cost of code 8235
- Total annual payroll for employees assigned to this classification
- Experience modification factor based on claims history
- State-specific base rates and loss costs filed for this class code
- Claims frequency and severity trends for the business
- Safety programs, training, and workplace controls in place
- Payroll mix across multiple classifications at the same location
What underwriters look for
- Square footage, sales volume, and number of locations
- Whether the business has its own delivery drivers or uses third-party carriers
- Stocking, lifting, and equipment use such as forklifts, box cutters, or ladders
- Prior claims history and current experience modification factor
State differences
This entry uses standard NCCI class code phraseology, which applies in most NCCI-governed states. Pennsylvania (PCRB), Delaware (DCRB), California (WCIRB), New Jersey (NJCRIB), Michigan, New York (NYCIRB), and Massachusetts maintain their own classification manuals, and code numbers or phraseology can differ there. Our agency confirms the correct classification for your state before quoting.
Where code 8235 fits
Quote class code 8235.
One application goes out to every carrier we can access for your class of business. You get a ranked comparison you can review and purchase online — with a licensed agent available whenever you want one.
Mon–Fri, 8:00am–6:00pm ET · Independent agency licensed in 23 states
Class code 8235 questions
Does this code cover the manufacturing of doors and millwork?
No, manufacturing or fabrication of millwork products is a separate classification; this code is for dealers/distributors selling finished products.
What if the dealer also installs the doors it sells?
Installation work performed at job sites is typically evaluated under a separate contractor classification, such as door and window installation.
Are delivery drivers included in this code?
Yes, drivers delivering millwork products to contractors and job sites are part of this classification.
Is this the same as a general building material dealer?
No, it's a more specific classification for assembled millwork products rather than general lumber and building supplies.
Last reviewed · Reviewed by Provident Financial Group licensed agents