Retail
Class Code 8058: Building Material Dealer—New Materials Only—Store Employees — Workers' Comp Insurance
Covers the store/showroom-side employees of a building material dealer selling new construction materials, as distinct from the yard, warehouse, and delivery staff who are coded separately. It reflects the counter- and showroom-based side of a building materials business.
- Risk level:
- moderate
What code 8058 covers
Class 8058 applies to the store employees of a business selling new building materials — lumber, hardware, and similar construction supplies — covering counter sales, showroom staff, and office employees who work inside the retail store portion of the operation. Building material dealers typically split their workforce between this store classification and a separate yard/warehouse/driver classification (8232), since counter sales carries meaningfully less physical exposure than loading and moving bulk materials in the yard. This split is one of the more commonly reviewed classification issues in the industry, since it's easy for a dealer to underreport yard payroll under the lower-hazard store code. Businesses selling only new materials, rather than salvaged or used building materials, are the intended fit for this specific code.
Included operations
- Counter sales and customer service in the store
- Showroom and product display work
- Order writing and in-store inventory management
- Office and administrative staff working inside the store
Assigned elsewhere
- Yard, warehouse, and delivery staff handling bulk materials — see code 8232 (Building Material Dealer—New Materials Only—All Other Employees & Yard, Warehouse, Drivers)
- Dealers selling used or salvaged building materials, evaluated under the applicable classification
- Lumber milling or manufacturing operations, evaluated under the applicable manufacturing classification
- General hardware stores without a dedicated building-materials yard — see code 8010
Businesses that typically carry 8058
- Lumber and building material dealers
- Building supply stores with a retail counter
- Construction materials retailers
- Independent, owner-operated retail locations
- Regional and multi-location retail chains
- Strip-mall and shopping-center storefronts
- Franchise retail locations
Common misclassifications
Code 8232
Yard and warehouse staff are sometimes left under the lower-hazard store code instead of being split out to the yard/driver classification, which understates that exposure.
Code 8010
Smaller hardware-focused building material dealers can be confused with the general hardware store classification.
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What drives the cost of code 8058
- Total annual payroll for employees assigned to this classification
- Experience modification factor based on claims history
- State-specific base rates and loss costs filed for this class code
- Claims frequency and severity trends for the business
- Safety programs, training, and workplace controls in place
- Payroll mix across multiple classifications at the same location
What underwriters look for
- Square footage, sales volume, and number of locations
- Whether the business has its own delivery drivers or uses third-party carriers
- Stocking, lifting, and equipment use such as forklifts, box cutters, or ladders
- Prior claims history and current experience modification factor
State differences
This entry uses standard NCCI class code phraseology, which applies in most NCCI-governed states. Pennsylvania (PCRB), Delaware (DCRB), California (WCIRB), New Jersey (NJCRIB), Michigan, New York (NYCIRB), and Massachusetts maintain their own classification manuals, and code numbers or phraseology can differ there. Our agency confirms the correct classification for your state before quoting.
Where code 8058 fits
Quote class code 8058.
One application goes out to every carrier we can access for your class of business. You get a ranked comparison you can review and purchase online — with a licensed agent available whenever you want one.
Mon–Fri, 8:00am–6:00pm ET · Independent agency licensed in 23 states
Class code 8058 questions
Why are store staff and yard staff coded differently?
Yard and warehouse work involves handling bulk, heavy materials and equipment, which carries meaningfully more physical risk than counter sales inside the store.
What if an employee splits time between the counter and the yard?
Payroll for that employee should generally be split between the two classifications based on actual time spent in each role.
Does this code apply to dealers selling used or salvaged materials?
No, this classification is specific to dealers selling new materials; used/salvaged material dealers are evaluated differently.
Is this the same code as a general hardware store?
No, a dedicated building material dealer with a yard operation is coded differently than a general hardware store without one.
Last reviewed · Reviewed by Provident Financial Group licensed agents