Retail
Class Code 8107: Machinery Dealer NOC—Store or Yard & Drivers — Workers' Comp Insurance
Covers dealers that sell machinery and equipment, including showroom and yard staff along with delivery drivers, when no more specific dealer classification applies. It spans both counter sales and the yard-based handling of heavier equipment inventory.
- Risk level:
- moderate
What code 8107 covers
Class 8107 applies to businesses selling machinery and equipment — such as agricultural, industrial, or general-purpose machinery — to commercial and consumer customers, covering both showroom/store staff and yard employees who move and stage equipment for sale or delivery, along with delivery drivers. Because machinery dealers often keep inventory both indoors and in an outdoor yard, this classification is written broadly enough to cover both settings rather than splitting store and yard staff the way a building material dealer does. Dealers who also perform repair or service work on the machinery they sell may need that service-bay portion of the business evaluated under a separate repair classification. This code is an NOC (not otherwise classified) category, so dealers selling a specific type of equipment with its own dedicated classification would use that code instead.
Included operations
- Showroom and counter sales of machinery and equipment
- Yard staging, staff moving equipment for display or delivery
- Delivery drivers transporting machinery to customers
- Basic equipment demonstration for customers
Assigned elsewhere
Businesses that typically carry 8107
- Agricultural equipment dealers
- Industrial machinery dealers
- Construction equipment dealers without a dedicated code
- Independent, owner-operated retail locations
- Regional and multi-location retail chains
- Strip-mall and shopping-center storefronts
- Franchise retail locations
Common misclassifications
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What drives the cost of code 8107
- Total annual payroll for employees assigned to this classification
- Experience modification factor based on claims history
- State-specific base rates and loss costs filed for this class code
- Claims frequency and severity trends for the business
- Safety programs, training, and workplace controls in place
- Payroll mix across multiple classifications at the same location
What underwriters look for
- Square footage, sales volume, and number of locations
- Whether the business has its own delivery drivers or uses third-party carriers
- Stocking, lifting, and equipment use such as forklifts, box cutters, or ladders
- Prior claims history and current experience modification factor
State differences
This entry uses standard NCCI class code phraseology, which applies in most NCCI-governed states. Pennsylvania (PCRB), Delaware (DCRB), California (WCIRB), New Jersey (NJCRIB), Michigan, New York (NYCIRB), and Massachusetts maintain their own classification manuals, and code numbers or phraseology can differ there. Our agency confirms the correct classification for your state before quoting.
Where code 8107 fits
Quote class code 8107.
One application goes out to every carrier we can access for your class of business. You get a ranked comparison you can review and purchase online — with a licensed agent available whenever you want one.
Mon–Fri, 8:00am–6:00pm ET · Independent agency licensed in 23 states
Class code 8107 questions
Does this code cover both our showroom and outdoor equipment yard?
Yes, unlike some other dealer classifications, 8107 is written to cover both the store and yard sides of the business under one code.
What if we also repair the machinery we sell?
Repair and service-bay work is typically evaluated under a separate repair classification rather than folded into the dealer code.
Does this apply to agricultural equipment dealers?
Yes, agricultural and general industrial machinery dealers commonly fall under this classification.
Are our delivery drivers included?
Yes, drivers who deliver machinery and equipment to customers are part of this classification.
Last reviewed · Reviewed by Provident Financial Group licensed agents