Restaurants & Hospitality
Class Code 9060: Club—Country, Golf, Fishing or Yacht—All Employees & Clerical, Salespersons, Drivers — Workers' Comp Insurance
Covers country clubs, golf clubs, fishing clubs, and yacht clubs, combining grounds crew, clubhouse staff, dining staff, and administrative employees under one classification. It reflects the wide range of activities found at a typical private club under one membership operation.
- Risk level:
- moderate
What code 9060 covers
Class 9060 applies to private clubs such as country clubs, golf clubs, fishing clubs, and yacht clubs, covering groundskeeping and course maintenance staff, clubhouse and dining employees, pro shop staff, and clerical and administrative employees who run the club's membership operations. Because these clubs typically combine several distinct functions — golf course maintenance, dining, and member services — under one membership entity, NCCI groups them under a single broad classification rather than splitting into several codes the way a hotel does. Groundskeeping and course maintenance carry different physical exposure than dining or clubhouse administration, which is a common area of focus during underwriting even though the code itself is unified. Clubs with a marina or boat-related operations may need those specific duties reviewed given the different equipment and water-related exposure involved.
Included operations
- Golf course or grounds maintenance
- Clubhouse dining, bar, and banquet service
- Pro shop and recreational facility staff
- Clerical and membership administration
- Club-operated drivers, such as cart or shuttle staff
Assigned elsewhere
- Standalone restaurants not operated as part of a club — see code 9082
- Standalone bars or nightclubs unrelated to a club membership structure — see code 9084
- Marina or boat repair/maintenance operations of significant scale, evaluated separately
- Landscaping services performed by an outside contractor rather than club staff — see code 0042
Businesses that typically carry 9060
- Private country clubs
- Golf clubs
- Yacht and fishing clubs
- Club-operated dining and banquet facilities
- Independently owned locations
- Franchise and chain locations
- Multi-location hospitality operators
Common misclassifications
Code 0042
Golf course grounds crews are sometimes confused with a landscaping contractor classification, even though in-house club groundskeeping falls under the club code itself.
Code 9082
A club's dining room can be mistaken for a standalone restaurant classification instead of being included under the broader club code.
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What drives the cost of code 9060
- Total annual payroll for employees assigned to this classification
- Experience modification factor based on claims history
- State-specific base rates and loss costs filed for this class code
- Claims frequency and severity trends for the business
- Safety programs, training, and workplace controls in place
- Payroll mix across multiple classifications at the same location
What underwriters look for
- Hours of operation, whether alcohol is served, and any entertainment offered
- Kitchen equipment, staffing levels, and food-prep versus front-of-house duties
- Prior claims history, especially slips, falls, and cuts or burns
- Seasonal staffing swings and use of tipped employees
State differences
This entry uses standard NCCI class code phraseology, which applies in most NCCI-governed states. Pennsylvania (PCRB), Delaware (DCRB), California (WCIRB), New Jersey (NJCRIB), Michigan, New York (NYCIRB), and Massachusetts maintain their own classification manuals, and code numbers or phraseology can differ there. Our agency confirms the correct classification for your state before quoting.
Where code 9060 fits
Quote class code 9060.
One application goes out to every carrier we can access for your class of business. You get a ranked comparison you can review and purchase online — with a licensed agent available whenever you want one.
Mon–Fri, 8:00am–6:00pm ET · Independent agency licensed in 23 states
Class code 9060 questions
Does this code cover our golf course maintenance crew?
Yes, groundskeeping and course maintenance staff are part of this classification along with clubhouse and dining employees.
Is our clubhouse restaurant coded separately?
No, a club's dining and banquet operation is typically included under this same combined classification rather than a standalone restaurant code.
What about cart or shuttle drivers?
Club-operated drivers, including cart and shuttle staff, are included in this classification.
Does a yacht club with a marina need separate coverage for boat maintenance?
Significant marina or boat repair/maintenance operations may need to be reviewed separately given the different equipment and exposure involved.
Last reviewed · Reviewed by Provident Financial Group licensed agents