Contractors
Class Code 5610: Cleaner—Debris Removal—Construction or Erection — Workers' Comp Insurance
Covers construction cleanup crews who remove debris, trash, and construction waste from active job sites during and after building or renovation projects. It reflects the physical handling of construction debris in an active job-site environment.
- Risk level:
- elevated
What code 5610 covers
Class 5610 applies to businesses providing debris removal and cleanup services on construction or erection job sites, covering crews who collect, haul, and dispose of construction waste such as scrap material, packaging, and general job-site trash. This work is performed on active or recently completed construction sites, which involves exposure to the same general job-site hazards as other trades — uneven surfaces, sharp debris, and heavy lifting — even though the cleanup crew isn't performing the actual construction work. This classification is distinct from routine janitorial services cleaning an occupied, finished building, which is evaluated under a different code given the very different setting and hazards. Companies performing both construction cleanup and standard janitorial services for finished buildings may need payroll split between the two classifications.
Included operations
- Collection and removal of construction debris and scrap material
- Job-site trash and packaging cleanup
- Sweeping and final cleaning of newly constructed spaces
- Hauling and disposal of construction waste
Assigned elsewhere
- Routine janitorial cleaning of occupied, finished buildings — see code 9014 (Janitorial Services by Contractors)
- Hazardous material abatement, such as asbestos removal, evaluated under a specialized classification
- Demolition work performed as a primary service, evaluated under the applicable specialized classification
- General contracting or construction trade work performed by the same crew, evaluated under the applicable trade classification
Businesses that typically carry 5610
- Construction cleanup and debris removal companies
- Post-construction cleaning services
- Job-site waste hauling contractors
- Small, owner-operated contracting businesses
- Regional trade contracting companies
- Subcontractors working for general contractors
- Design-build contracting firms
Common misclassifications
Code 9014
Construction-site cleanup and standard building janitorial services are easy to confuse, but the job-site setting and hazards are different enough to warrant separate classifications.
Code 5403
Cleanup crews that also perform minor carpentry or demolition-adjacent tasks on-site can blend debris removal with a trade classification if that scope isn't tracked.
Compare up to 10 carriers in minutes.
One application goes out to every carrier we can access for your class of business. You get a ranked comparison you can review and purchase online — with a licensed agent available whenever you want one.
Mon–Fri, 8:00am–6:00pm ET · Independent agency licensed in 23 states
What drives the cost of code 5610
- Total payroll for employees performing the classified work, not gross receipts
- Experience modification factor built from claims history
- State-specific base rates and loss costs filed for this class code
- Use of subcontractors and whether they carry their own workers' comp coverage
- Safety programs, jobsite supervision, and documented training
- Payroll properly split across multiple classifications when work crosses trades
What underwriters look for
- Years in business and prior workers' comp loss history
- Types of jobs typically performed (new construction, remodel, residential vs. commercial) and average job size
- Whether subcontractors are used and certificates of insurance are collected and tracked
- Total payroll for employees actually performing the classified work
- Safety program, training documentation, and any OSHA history
Eligibility
State differences
This entry uses standard NCCI class code phraseology, which applies in most NCCI-governed states. Pennsylvania (PCRB), Delaware (DCRB), California (WCIRB), New Jersey (NJCRIB), Michigan, New York (NYCIRB), and Massachusetts maintain their own classification manuals, and code numbers or phraseology can differ there. Our agency confirms the correct classification for your state before quoting.
Quote class code 5610.
One application goes out to every carrier we can access for your class of business. You get a ranked comparison you can review and purchase online — with a licensed agent available whenever you want one.
Mon–Fri, 8:00am–6:00pm ET · Independent agency licensed in 23 states
Class code 5610 questions
How is this different from a janitorial services company?
This code applies specifically to cleanup on active or recently completed construction sites, which involves different hazards than cleaning an occupied, finished building under 9014.
Does this cover the final clean before a building is turned over?
Yes, final sweep and cleaning of newly constructed spaces is typically included in this classification.
What if our company does both construction cleanup and regular office janitorial work?
Payroll is typically split between this classification and the janitorial services code (9014) based on the type of work performed.
Does this code cover hazardous material removal, like asbestos abatement?
No, that's evaluated under a specialized classification given the very different hazards involved.
Last reviewed · Reviewed by Provident Financial Group licensed agents