Personal Services & Property
Class Code 2586: Dry Cleaning or Dyeing & Route Supervisors, Drivers — Workers' Comp Insurance
Covers dry cleaning and garment dyeing operations, including production staff working with cleaning equipment and solvents, along with route delivery drivers and supervisors. It reflects the chemical and equipment exposure specific to dry cleaning, distinct from water-based laundry.
- Risk level:
- moderate
What code 2586 covers
Class 2586 applies to dry cleaning and dyeing businesses, covering employees operating dry-cleaning machines, pressing equipment, and handling cleaning solvents, along with route drivers and supervisors who pick up and deliver garments to customers or commercial accounts. Dry cleaning involves solvent handling and specialized equipment that differs from water-based commercial laundry, which is why it carries its own classification (2585 covers laundry specifically). Retail drop-off locations that send garments to a separate central cleaning plant may have a different exposure mix than a full-service, on-site cleaning plant, which is worth clarifying during underwriting. Ventilation, chemical handling procedures, and equipment maintenance are standard considerations for this class given the solvents involved.
Included operations
- Dry cleaning machine operation and garment processing
- Pressing, finishing, and garment dyeing work
- Solvent and chemical handling procedures
- Route pickup and delivery drivers and route supervisors
Assigned elsewhere
- Water-based commercial laundry operations — see code 2585 (Laundry NOC & Route Supervisors, Drivers)
- Retail drop-off locations with no on-site cleaning plant, evaluated based on the specific operation
- Tailoring and alterations performed as a distinct service line, evaluated under the applicable classification
- Uniform rental with garment manufacturing, evaluated separately
Businesses that typically carry 2586
- Dry cleaning businesses
- Garment dyeing operations
- Dry cleaners with pickup and delivery routes
- Independently owned service businesses
- Franchise locations
- Multi-location service operators
Common misclassifications
Code 2585
Dry cleaning and laundry are easy to confuse, but they use different processes and equipment and fall under separate classifications.
Code 9014
Dry cleaning route drivers who also perform light cleanup or pickup services at client sites can blend two different classifications if that scope isn't tracked.
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What drives the cost of code 2586
- Total annual payroll for employees assigned to this classification
- Experience modification factor based on claims history
- State-specific base rates and loss costs filed for this class code
- Claims frequency and severity trends for the business
- Safety programs, training, and workplace controls in place
- Payroll mix across multiple classifications at the same location
What underwriters look for
- Specific services offered and equipment used
- Whether work is performed at the business location, in clients' homes, or off-site
- Prior claims history and current experience modification factor
- Employee training and use of protective equipment
State differences
This entry uses standard NCCI class code phraseology, which applies in most NCCI-governed states. Pennsylvania (PCRB), Delaware (DCRB), California (WCIRB), New Jersey (NJCRIB), Michigan, New York (NYCIRB), and Massachusetts maintain their own classification manuals, and code numbers or phraseology can differ there. Our agency confirms the correct classification for your state before quoting.
Where code 2586 fits
Quote class code 2586.
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Class code 2586 questions
How is this different from a laundry classification?
Dry cleaning uses solvent-based cleaning processes and different equipment than water-based laundry, so it's coded separately under 2586.
Does this code cover our delivery drivers?
Yes, route pickup and delivery drivers, along with route supervisors, are part of this classification.
What if we're just a drop-off location and send garments elsewhere for cleaning?
A drop-off-only location without an on-site cleaning plant may have a different exposure profile — we review the specific setup to confirm.
Are chemical and solvent handling a factor in underwriting this class?
Yes, ventilation and chemical handling procedures are standard considerations given the solvents used in dry cleaning.
Last reviewed · Reviewed by Provident Financial Group licensed agents