Travelers Workers' Compensation Insurance

Travelers Insurance Company was established on April 1, 1864, in Hartford, Connecticut, founded by local businessman James G. Batterson. Following a 2004 merger with St. Paul Companies, the parent holding company was renamed The Travelers Companies, Inc. in 2007 and is now headquartered in New York City, trading on the NYSE under the symbol TRV. Travelers' principal property-casualty subsidiaries carry an AM Best Financial Strength Rating of A++ (Superior) and a Long-Term Issuer Credit Rating of aa+ (Superior), affirmed August 21, 2026, with a stable outlook -- among the highest ratings AM Best assigns.

Travelers writes workers' compensation for businesses across most industry classes, from small commercial accounts to large national programs, and it operates a dedicated risk-control division that provides safety consulting, ergonomic assessments, and claims-management resources to policyholders as part of its commercial package relationships. The company also offers a pay-as-you-go billing option that ties premium payments to actual payroll rather than an estimated annual figure paid upfront, which can smooth cash flow for employers with seasonal or variable staffing levels. Travelers' scale as a national carrier also supports appetite for multi-state programs and accounts with more complex operations than a single-state small-business carrier might typically consider.

As one of the largest commercial property-casualty insurers in the country, Travelers distributes its workers' compensation program exclusively through independent agents and brokers rather than selling directly to businesses. An employer can request a Travelers quote alongside other carrier options through a licensed agency rather than approaching Travelers directly, with a single application used to compare Travelers' terms against other carriers' offers for the same risk.